Being injured in a Utah car accident is a serious matter. Whether the injuries are life-altering or cause temporary setbacks, the steps you take immediately after the accident are critical. Acting wisely isn’t about “jackpot justice” but ensuring fair compensation for your injuries and damages.
Here are the top five worst ideas after a Utah car accident and what you should do instead.
1. Not Calling the Police
Failing to call the police after an accident with injuries or property damage is a major mistake.
- Why It Matters:
- The police document the accident, including the identity and insurance details of the other driver. Without this report, you may struggle to start your insurance claim or verify fault.
- Some drivers may refuse to share their real name or insurance information unless law enforcement is present.
- How to Do It Right:
Always call the police, even for seemingly minor accidents. A police report is crucial for determining fault and accessing insurance benefits. - Bonus Tip:
Learn how to obtain your police report here.
2. Skipping Immediate Medical Care
Ignoring or delaying medical care is not only a risk to your health but also undermines your injury claim.
- Why It Matters:
- Insurance companies require documentation of injuries. If you don’t see a doctor, it’s like the injuries never happened.
- Delayed care gives insurers grounds to argue that your injuries weren’t caused by the accident.
- How to Do It Right:
- Visit the ER or your family doctor immediately, even if you think your injuries are minor.
- A head-to-toe examination ensures nothing is overlooked.
- Follow up with a physical therapist or chiropractor if necessary.
- Health Comes First:
Always prioritize your well-being and don’t gamble with your health.
3. Toughing It Out
Trying to “be tough” and avoid seeking medical treatment is a common yet costly mistake.
- Why It Matters:
- Insurance adjusters assume that if you didn’t seek care, your injuries aren’t serious.
- Toughing it out can lead to untreated injuries worsening over time.
- How to Do It Right:
- Seek appropriate care immediately, whether it’s for minor therapy or more extensive treatment.
- While overtreating is unnecessary, documenting initial injuries is vital for both your health and your claim.
4. Not Hiring an Attorney
Many accident victims underestimate the complexity of car accident cases and try to handle things on their own.
- Why It Matters:
- Without legal expertise, you may not know the full value of your injuries or the extent of insurance coverage available.
- Insurance companies often lowball unrepresented claimants.
- How to Do It Right:
- Hire a car accident attorney early in the process to handle your case and ensure you receive fair compensation.
- An experienced attorney can relieve stress and help you navigate the legal and insurance systems.
- Bonus:
A free consultation with an attorney is a low-risk way to understand your options.
5. Accepting the First Offer
Taking the initial settlement offer from the insurance company is one of the biggest mistakes you can make.
- Why It Matters:
- Insurance companies often send a check for a low amount, hoping you’ll accept it and waive your right to further compensation.
- The first offer rarely accounts for long-term medical costs, lost wages, or pain and suffering.
- How to Do It Right:
- Don’t cash any checks or accept any offers without consulting an attorney.
- Let your attorney negotiate to maximize your settlement.
Take the Right Steps After Your Utah Car Accident
Avoid these five common mistakes to protect your health, your rights, and your financial future. Acting wisely after a car accident ensures you receive fair compensation for your injuries and damages.
Contact Utah Car Accident Attorney Jake Gunter
If you’ve been in a Utah car accident, don’t wait—call or text Jake Gunter at (801) 373-6345 for a free consultation. With over 20 years of trial experience, Jake Gunter knows how to fight for the compensation you deserve.
